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Country guide for Netherlands. Also read the general guide to accepting crypto into a non-custodial company wallet , browse the EU crypto-payments hub, and see all country guides.

Can a Dutch Company Accept Cryptocurrency Payments?

Yes. A Dutch company can generally accept Bitcoin or another supported cryptoasset as consideration for its own goods or services.

This guide addresses direct receipt into a non-custodial wallet controlled by the merchant, rather than a payment processor taking custody and settling the transaction.

The Dutch Tax and Customs Administration expressly describes how an entrepreneur and a BV should account for services or supplies paid in crypto. The payment must be converted into euros and included in turnover.

Official source: Belastingdienst — Crypto Holdings and Business Payments.

MiCA and AFM Authorisation

The Netherlands ended its national MiCA transition on 30 June 2025. The AFM register now identifies cryptoasset service providers authorised or notified in the Netherlands or another EU Member State.

MiCA regulates defined services provided professionally to clients, including custody, exchange, trading-platform operation, execution or transmission of orders and transfers on behalf of clients.

Direct merchant receipt for the company's own invoice is not one of the listed services. A different conclusion may apply if the company controls customer value or intermediates payments for other businesses.

Official sources: AFM Cryptoasset Service Provider Register, EU MiCA Regulation.

When Could a Dutch Business Need CASP Authorisation?

Obtain a perimeter review if the company:

An invoice tool does not become a CASP merely by displaying the merchant's wallet address. The analysis changes if the tool or another entity actually controls or moves customer funds.

Dutch Tax Treatment for Crypto Revenue

The Belastingdienst gives unusually direct guidance:

This makes it important to separate the original customer revenue from the later result on the cryptoasset.

Official sources: Belastingdienst — Cryptobezittingen, Belastingdienst — Bitcoin and Other Cryptoassets for Businesses.

VAT and Invoice Records

If a Dutch business is paid in crypto for its goods or services, the Belastingdienst says the amount must be converted into euros for the VAT return.

The underlying transaction remains subject to the normal Dutch VAT rules. A compliant invoice should show the supplier, customer, invoice number, dates, description, euro price, VAT base, rate and VAT amount where required.

Official sources: Belastingdienst — Mandatory Invoice Information, Belastingdienst — VAT Base.

EU Travel Rule and a Dutch Self-Hosted Wallet

Where a CASP is involved, the EU Transfer of Funds Regulation requires information about the originator and beneficiary. For transfers above EUR 1,000 between a CASP and its client's self-hosted address, the CASP must verify ownership or control of that address.

The Dutch merchant should be prepared to evidence corporate control of the wallet. The rule is not a general limit on direct payments.

Official source: Regulation (EU) 2023/1113.

How to Use Invoiceum in the Netherlands

Invoiceum.com can structure the commercial request and connect it to the wallet receipt.

Recommended invoice data includes:

  1. Legal name, address, KVK information and VAT ID where applicable.
  2. Customer details.
  3. Invoice number, issue date and supply date.
  4. Description, euro price and VAT information.
  5. Cryptoasset, smart-contract address and network.
  6. company-controlled wallet.
  7. Rate source, quote expiry and confirmations.
  8. Refund and wrong-network terms.

After payment, add the transaction hash, receipt time and euro conversion used for turnover and VAT. Link the record to the ledger entry and track later gains or losses separately.

Invoiceum should remain the invoice and documentation layer. It should not be presented as an AFM-authorised exchange, custodian or transfer service unless current legal documentation expressly confirms that status.

Recommended Dutch Workflow

  1. Confirm that the payment relates to the company's own supply.
  2. Approve the token, contract address and network.
  3. Use a documented company-controlled wallet.
  4. Issue the invoice with a euro price and correct VAT data.
  5. Provide crypto payment instructions through Invoiceum.
  6. Perform proportionate customer, sanctions and wallet screening.
  7. Convert the receipt to euros and recognise turnover.
  8. Record later gains or losses separately.

Frequently Asked Questions

Can a Dutch BV accept Bitcoin for services?

Yes. The Belastingdienst expressly explains that a BV paid in crypto must convert it into euros and include the amount in turnover.

Does the BV need an AFM CASP licence?

Not generally merely to receive consideration for its own supply. Client custody, exchange, transfer and related MiCA services are different.

How is the cryptoasset valued for the VAT return?

The receipt must be converted to euros. Keep a consistent market-rate source and exact timestamp supporting the amount.

What happens if the token rises after receipt?

The later gain or loss is separate from the original turnover and appears in the company's profit-and-loss accounting under the cited Dutch guidance.

Does Invoiceum replace the bookkeeping record?

No. It can connect the invoice and blockchain payment, but the company must still post the euro revenue, VAT and asset movements in its accounts.

Official Sources

This page provides general information and is not legal, tax or accounting advice.

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Last reviewed: August 2026.